There are many factors that increase or decrease the monthly premium. Following is a list of the most popular:
1. Deductible amount. (The amount that the subscriber is responsible for when co-payments do not apply. Ie: Hospital stays, tests, etc.)
2. Co-Insurance Amount. (The percentage that is paid after the deductible is met)
3. Maximum out of pocket amount. (The maximum amount required to pay after the deductible is met.)
4. Prescription drug deductible amounts.
5. Wellness visit options.
6. Lifetime maximum amount.
You can get a break down by clicking on the above link of the different pricing options.
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What's NEW?
1/25/11
United Health Care becomes target provider for Vertex Insurance
11/1/10
Vertex insurance offers hospital plan for high deductible customers
Frequently Asked Questions
- What is the difference between individual and group health insurance?
- How can I compare different health plans from many providers?
- What are the largest determining factors for the monthly price?
- Which Health Insurance companies do you represent?
- What is a short term policy?
- What is student coverage?
- What is a HSA Plan?
- What is an accident plan?
Step by step guide for choosing your health plan...
1. Make sure your doctors are on the network.
2. Look at all out of pocket costs.
3. Consider preventative care benefit.
4. Evaluate co-pay's for doctors office visits.
5. Look to see what emergency room costs would be.
6. Is lab work covered?
7. Is dental included?
8. Are there set up fee's?
9. What is the time frame for underwriting?
10. Does it fall within your budget?