In Arizona Group Health insurance consists of two or more employees from a single plan provider. Group plans are normally exempt from underwriting conditions that would otherwise be considered a denial on an individual plan. However, because of this they are normally more expensive. Additional maternity benefits are covered on a group plan normally without any conditions at all.
If there are multiple pre-existing conditions a group plan would be the best option if the individual is self-employed.
You can get a report and break down of options by clicking on the above link.
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Underwriting Conditions for Individual Policies
The following underwriting conditions will normally result in a denial of coverage. Please check with us if any of these apply so that we can consider other options.
Deep Vein Thrombosis
Heart Bypass Surgery
Sick Sinus Dyndrome